This resource gives you resolution wording you can take over word for word for the insurance decision – with blanks to fill in and notes explaining them. The background to the template's elements is in the explanatory article; here the text itself is the main act. One important frame: the procedural rules of adoption – quorum, voting majorities – are set by the individual building's deed of foundation and its organisational and operational rules (SZMSZ); the template is a content skeleton that has to be fitted to those, and where there is doubt, with the building's lawyer involved.
- Two templates: taking out new insurance / switching an existing policy – both with blanks to fill in, [in square brackets].
- The text is a content skeleton: the procedural parts (how the vote is taken, what majorities apply) have to follow the building's own rules.
- A decision-support table should always go with the resolution – that is what answers the “compared with what?” question.
Template A: taking out insurance
General meeting resolution no. …/[year]. ([month] [day].)
The general meeting of the condominium at [name and address of the building] resolves that the building shall take out building and liability insurance on the commonly owned parts of the property in accordance with the quote marked as [item no. X] in the decision-support comparison table, [dated: date], with a sum insured of [amount] HUF, with the scope of cover and the deductibles set out in that quote, at an annual premium of no more than [amount] HUF. The general meeting authorises the property manager (common representative) to conclude the contract, to make the necessary declarations and to supply the required data. The premium shall be paid out of the common charges. Start of the insurer's cover: [date].
Template B: switching an existing policy
General meeting resolution no. …/[year]. ([month] [day].)
The general meeting of the condominium at [name and address of the building] resolves that the building shall cancel its current building insurance contract, [insurer's name, policy number], in writing with effect from the policy anniversary ([date]), and shall at the same time take out new building and liability insurance, with the insurer's cover starting on the day after that anniversary, in accordance with the quote marked as [item no. X] in the decision-support table, with a sum insured of [amount] HUF, at an annual premium of no more than [amount] HUF. The general meeting authorises the property manager to serve the cancellation within the deadline, to conclude the new contract and to make the necessary declarations in such a way that the building's insurance cover remains continuous.
Notes for filling in the blanks
Identifying the quote: the table row number plus the date is a good pairing because it puts beyond dispute what the meeting actually decided – so attach the table to the minutes. The premium ceiling (“no more than”): this keeps the mandate from being open-ended, while small differences do not force a new meeting. The continuity clause (the closing sentence of Template B): this asks the manager to do what the article on switching is built on – time the move so that, typically, there is no gap in cover. For a written vote the text is unchanged; the procedure follows the house rules – details.
These templates are general information skeletons and do not constitute legal advice; before they are used at a general meeting, it is worth having a lawyer check that they fit the individual building's deed of foundation and SZMSZ.
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